Cash Advances
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What are the interest rates? |
Our title loan interest rates start as low as 120% APR and go up to 240% APR, which works out to be just $10 per $100 per month up to $20 per $100 per month. (The APR is based on the amount borrowed). |
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What if I miss a payment? |
We will work with you to help you get back on track. |
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Could Check City take possession of my car if I fail to make my payments? |
We do not want your vehicle, we want to make sure that you keep your car and have the ability to repay the loan; we do reserve the right to re-possess the car in extreme cases. |
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How much time do I have to pay back the loan? |
Most title loans are set up for one month or your payday around that time, if you need more time, extensions are available. |
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How much can I expect to get? |
We can issue most customers up to 1/3 of the low blue book value of the car, or what you can afford to pay back based on your disposable income. |
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What if I have an older car? |
As long as it has a value of about $1,500 and is in working condition, we can help. |
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Do I have to be a certain age? |
You need to be 18 years or older. |
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What if the car is in my parent’s name? |
The title does need to be in the applicant’s name. Also it should be clear and free of any liens. |
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What state can my title be issued in? |
The title needs to be in the same state you are applying for a loan. |
